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Ever apply for
insurance and wonder why you might have been knocked back?
Every time we
apply for insurance, the provider of the insurance contract will
run a check on us with an agency to ensure we have a good
insurance history. It’s possible
that there is something on your Insurance File which is preventing
your policy approval. For example, if you've been knocked back for
health insurance, it might be because a previous insurer has
listed that you suffer from a condition which the new insurer is
unwilling to insure you for. It’s always possible also for
insurers to incorrectly report a default or some other erroneous
information to your file. If you would like
to know, you can obtain a copy of your insurance file for free. If
you have found an error upon it, you can always seek to have this
rectified so that your file can be clean again. Requests for
insurance files will be actioned within 10 business days of
receipt. Requests need to be made to:
Veda Advantage
Public Access OR FAX:
02 9278 7333 To obtain your
file you will need to provide them with following:
See http://www.mycreditfile.com.au/
for the latest requirements (covers both credit and insurance file
requests). You will need to clearly state whether you are requesting a copy of your Credit File or your Insurance File.
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